Experian Credit Report & Score

Experian Credit Report & Score

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.5.0
  • Adult Rating: 4+
  • File Size: 98.25 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
Score: 4.5
4.5
From 28,964 Ratings

Description

Get your FREE Experian Credit Report & FICO® Score – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. See what's helping or hurting your score, learn how your report impacts your score, check your credit report for accuracy and interact with your credit in a completely re-imagined way. You’ll get credit monitoring with real-time alerts and notifications on your iPhone or iPad when key updates to your Experian Credit Report & FICO Score are detected. You can also find and choose credit cards with better approval odds. Experian CreditMatch™ applies your FICO Score so you can apply with confidence. KEY FEATURES: FREE FICO SCORE^ • Track how your FICO Score changes over time and see which of your financial behaviors are helping and hurting your FICO Score. • Your FICO Score will automatically be updated every 30 days when you sign in. FREE CREDIT REPORT • View your Experian Credit Report to better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when your FICO Score changes, a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • Spin the Credit Summary wheel to see the five key elements that make up your FICO Score based on your Experian Credit Report. CREDITMATCH – SEE, CHOOSE & APPLY* • See the credit cards that best match you based on your FICO Score. • Compare your best options and make your choice. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report & FICO Score really free? A: Yes, Experian provides a 100% free credit report & FICO Score. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report & FICO Score update? A: Your free credit report & FICO Score is updated every 30 days upon sign-in. Q: What if I already have an Experian CreditWorks or IdentityWorks account? A: If you already have an account through one of our domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree ^FICO Score powered by Experian data. *Offers are not available in all states. Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.creditmatch.com

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Reviews

  • Great service for the common folks !!!

    5
    By Happy Score
    Very informative and helps you to be aware of your credit scores at all times!!! Helps you to know what your doing wrong and suggest ways of how to improve your scores that ACTUALLY WORK 👍🏾
  • Love it

    5
    By Lou mill
    I love Experian and the app is incredible! Easy to use!!
  • Happy app user :)

    5
    By I'm a real user
    It’s a free app and honestly better then credit karma because they give you credit scores nobody really looks at and this one gives you your real credit score. So I'm happy with it at this point.
  • Good security!

    5
    By Nuria Victoria
    It is very good to know that your credit is “under surveillance”. I receive messengers when things don’t look normal! I like that very much!!!
  • Good App

    5
    By Mrs Dee L H
    I love this app. This app has been very helpful
  • The app works great.. Experian, however...

    4
    By ed2276
    It’s interesting how we have to jump through so many hoops to prove ourselves to be us. However when someone wants to report you to the credit bureaus, the credit bureaus asked them no questions. I have companies doing inquiries on me constantly. I freeze my account so no one can pull my credit bureau until I need a credit card or a car loan. But then I have to turn around and freeze it immediately otherwise an unauthorized company will pull my credit without proving that I asked them to. All three bureaus need to change their practices as far as what information they are willing to distribute about us. If a company wants to call and claim we owe them money, the bureaus take their word for it. But when we call and dispute something, we are have to answer 1 million questions and then wait 30 days to see if no name company wants to keep their usually fraudulent information about us on our bureaus. It makes you wonder if the credit bureaus are taking money from these companies to have information about us on the bureaus so they can jack up our interest rates even if our credit is otherwise spotless. But other than that I’m glad this new app came out because this one is free for me and the last one was 25 bucks a month.
  • Great !

    5
    By Searching2000
    The easiest and most functional app you can use!! Everything to keep you informed and on top of your credit. Let’s hope they don’t get hacked.! I feel very safe.!! Thanks.
  • This is not right : open more credit cards and being tracked

    1
    By surfing -
    Download app and keyboard does not work. Applying for more credit cards - be more in debt. Give them more info about your utilities and more likely to mess up your credit. Not the least, they track you everywhere you go and everything you do. Hey Apple, are you gonna stop this tracking of customers?
  • “ I rarely give 5 stars “

    5
    By Merry Christmas !!
    It took a bit of time to set up the app. This was due to the exceptional security verification process. This is important to me. Once the app was working, I found it easy to maneuver and found the information about my credit extremely beneficial. Thank you for this app.
  • Awesome app

    5
    By aguilc8
    Great app very useful and would highly recommend

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