Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.7
  • Adult Rating: 4+
  • File Size: 90.52 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,558 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Does exactly what I need

    By Sandscribbler
    I use this app to keep track of my "fun money." I have it set up so that every week the app automatically increments my savings by a certain amount. If I buy something with my "fun money," I subtract that amount from my virtual account (I don't have it connected to any real bank account). The app is easy to use, and perfect for my needs.
  • Nice app but..

    By ShaMayn
    Unfortunately it crashes on exporting data.
  • Great app

    By James pk
    After downloading finance apps that I payed for which were hard to figure out. I came across this app for free. So I went with it. This app is logical and simple to use. It was just want I am looking for. You can put different accounts in, set an amount for each account monthly or weekly. Add and subtract your spending. Also in the setting they give you the choice of paying for the app by giving the developers a tip. I was so struck by this I give $2.99. I wish all app would give you a choice to tip or not. I think they would make more money on there apps. Great job developers. I will use this app for years.
  • Sure it works

    By Alecrm
    Really confusing. Wasn’t what I thought it was. Didn’t help me one bit. Feel like I wasted $4 which also isn’t helping. Sure it works for other people but not for me
  • Changed the game for me!

    By Kondrathesnail
    This app has been so so helpful in keeping track of how much money I have left in each of my budgets. My bills come out at different times of the month so I know I can always look on Pennies for an accurate number of how much extra spending money I have! Love it!
  • Email for Developers

    By 月色下的比利王
    I hope this app have a new feature that we can add some automatic spending, because we often have some automatic subscriptions such as Apple Music and Mobile Carriers. So, at the start of a period my budget will automatically minus some fees from my automatic payment which will make the app more convenient and clear. Thanks a lot!
  • Lagging pay button

    By Star9981
    Iphone 6 with most updated version of this app. When I hit spend the app freezes and takes several seconds to submit my entry. Sometimes It never unfreezes and I have to restart the app. For everyone complaining that this app doesn’t let you link to your bank account.. read the description! There is no feature to connect to your bank and there never was. In my opinion, having to manually enter what you spend works better for 2 reasons: 1) You have to look at what you’re spending instead of just mindlessly swiping your card til it gets declined. 2)You can include cash, gift cards, etc. in your expenditures. Tracking how much leaves your bank account doesn’t give a full picture of your money going out unless you only spend with your debit/credit card & checks. And for the complaints that this app doesn’t have (x) features.. it’s made to be very simple. I highly recommend creating an excel/numbers sheet if you want to keep track of what you spend in more detail :)
  • This app is for children

    By Zombieplanter09748857437
    This is not a “budgeting app” in a classic sense. This is something your kids can use to see if they can afford to eat out and buy jeans. There’s no serious application for any adult. When I input what I make weekly and my bills, it wants to know how much money I’ll have left after every budget? You do the homework and the app divides the money by how many days are left in the month to tell you how many dollars you can spend a day. This is a childish attempt at a real financial app. Total waste of $3.99. I put in my expenses and payroll for this month and it still says I have all of that money to spend.😂 Nice try guys, the app looks good, but it’s for high schoolers or children, not adults.
  • Could use a lot of work

    By SethGrim
    This application is so simple that I don’t understand the need for it. It would be useful if it was able to sync with your bank accounts and track your spending for you. There are a number of much more advanced free applications such as mint that I get a lot more out of. If you are really looking to save money and change your finances, download mint and acorns. If you have a hard time using a calculator or spreadsheet I guess you could use pennies app.
  • Can’t even use the app!

    By michelleessu
    I was very excited to use the app after seeing all the rave reviews. However, after paid for it and downloaded on my phone, I can’t even use it. It has been a week since I purchased it and every time I tried to open it, it is always updating! I don’t know why that is happening but I really want to use the app:(