PocketGuard: Money & Budgeting

PocketGuard: Money & Budgeting

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 3.9.3
  • Adult Rating: 4+
  • File Size: 87.32 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
4.5
From 2,849 Ratings

Description

With all of your financial accounts in one place, PocketGuard helps you stay on top of your finance and make better financial decisions. KNOW WHERE YOU STAND • Easily sync all of your personal finance accounts in one place: bank accounts, credit cards, loans, savings, and investments • Track your net worth change over time KNOW HOW MUCH IS IN YOUR POCKET • Know how much you can safely spend, once your bills and savings are planned for • Stick to you daily, weekly and monthly budgets to reach your financial goals HAVE A SIMPLE FINANCIAL PLAN • Your budget is built automatically, based on your spending and earning patterns • Track your income • Track bills and recurring subscriptions • Set and reach your saving goals • Create spending limits LOWER YOUR BILLS • Take 5 minutes to lower you monthly recurring bills without leaving the app. Just tap "Lower your bills" from the Overview section to see the full list of services you could pay less for. If your bills are not there, probably you already got the best deal. GET INSIGHTS INTO YOUR SPENDING HABITS • Transactions automatically categorized into "pockets" show you where your money goes at a glance • Compare your current month's spending to your average • Know if you’re going to save or overspend with the "Net income" RECEIVE ALERTS AND REMINDERS • Never miss a credit card bill or loan payment • Get alerted to bank fees and unwanted charges SECURITY IS OUR #1 PRIORITY • We use bank-level 256-bit SSL to protect your sensitive information • We establish a read-only connection to your bank, so nobody, not even you, can move money from your account using PocketGuard • Your data is also protected with Touch ID and a 4-digit PIN that only you know, so, even if your mobile device is lost or stolen nobody can access your data NOTE: PocketGuard currently connects only to the US and Canadian financial institutions. We always welcome your feedback. If you have questions, need help, want to share your idea or requesting new features, please drop us a line at hello@pocketguard.com --- Also available from PocketGuard: POCKETGUARD PLUS - Track every dollar, plan better, do more with your money. • Track the cash you spend or receive • Plan for bills you pay in cash • Know how much cash is in your pocket $3.99 monthly, $34.99 annually --- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription). --- Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Great App.

    5
    By Nulltrix Inc.
    This app helped me to understand and have a better vision on my spending and saving plans
  • Slow to update pending transactions

    3
    By Reptileskin124
    This is an app with great in terms of features, but is slow to pick up pending transactions. There is limited use for me when I still have to check the bank’s app for an updated pending balance. I can’t quite justify a monthly subscription when other free apps can provide an accurate daily balance across accounts
  • Good and easy to use, forecasting would be nice addition

    4
    By Whitney Evans
    So far it has been a very helpful app, even with just the free version. The one thing I wish they included was the option to set different goals for future months in advance.
  • So far I like it

    4
    By Mulysa82
    I will update this review in a few months. The only criticism I have is that the app isn’t real time for the most part with my bank. There is a lag. If this was fixed that would be amazing.
  • Like the app, but 1 issue

    1
    By Joshin12
    I like the app but i wanted to report an issue and get the app team’s attention. App crashes every time i try to access my spending limits.
  • Good Budgeting App

    4
    By Bootlegged
    I needed an app that would allow me to setup budget categories and monitor my spending (based on accounts I linked to it). It does that and it does it fairly well. I do have to constantly go in everyday to update the category for which it falls in, but I’m just very particular in how I want my expenditures categorized. I may try using the hashtag feature to simplify things. I also like how it notifies you when you get close to hitting your limits. Moreover it’s all free! There’s a paid version to unlock more features, but for me those aren’t necessary. The only downside I’ve noticed is that it doesn’t update or show your expenditures in real time. Meaning, I usually have to wait 2-3 days before an expense is posted which can be frustrating when needing to know where you stand at any given moment in terms of your budget... which is sort of the purpose of the app right?
  • Completely useless

    1
    By RoboDad3000
    The app can no longer connect to ANY of my banks. It therefore serves no purpose at all.
  • Too much for subscription

    4
    By andrew kelly 19
    I feel that 3.99 a month is too much. I would pay 1.99 especially a budget app haha
  • PFM In Your Pocket

    5
    By FoodDood1958
    Exceeds Quicken for putting it all together.
  • Lack of useful tools

    5
    By boleek
    I don’t understand the positive reviews. It’s design is not clear and just is not useful whatsoever.

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