Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

By Affirm, Inc.

  • Category: Shopping
  • Release Date: 2015-08-24
  • Current Version: 3.238.2
  • Adult Rating: 4+
  • File Size: 164.10 MB
  • Developer: Affirm, Inc.
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.86995
4.86995
From 1,425,122 Ratings

Description

Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™.  Why you’ll love using the Affirm app: • Pay over time at almost any store • Get access to exclusive deals and rates as low as 0% APR • Manage your account and make payments • Open a high-yield Affirm Money Account with no minimums and no fees Take your Affirm Card with you everywhere: • Use your Affirm Card online or in person • Planning a big purchase? Request a payment plan in the app before you head to the store • If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details.  Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.  The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.

Screenshots

Reviews

  • Not for younger adults

    1
    By Ethanmonsterm
    They won’t prequalify an 19 year old with a 2 year credit history at a score of 745 that’s constantly growing for a phone payment of $40 a month. That’s crazy stupid. Will not recommend using this app if you’re 18-20 years of age. I definitely won’t be using it ever again
  • Computers, Printer and Birkenstocks

    5
    By AspenBride
    We have bought several items through Affirm and it has made things much easier! So glad to have it!!!
  • Affirm is great but..

    5
    By Bignate H
    So affirm is awesome but.. the past two purchases I’ve had will NOT show up in the app. The only way I can see it or pay on it is through the website. Veryyy inconvenient..
  • Try KLARNA

    1
    By Miraclesammy
    This app doesn’t work with new users. I’m a full time student and I do part time work. I have a credit score of almost 800 and 3k of unused credit but that doesn’t go into play for applying for this. If you don’t have good income forget trying this app jus try klarna!
  • Thanks to affirm

    5
    By Kodi Layne
    Thanks to affirm i finally got the couch Ive always wanted
  • Scam

    1
    By The Gametime Victim
    This app will take your information by background check and would mess up your credit score if you don't comply with their policy when it is clearly a scamming transaction. Never a good idea to get fooled by the deals or conveniency they may portray to lure you in. Stay away!!! By the way, if you leave negative and honest comment, the developer team or the customer service team would reply to your comment by denying you. The worst service. Must be banned like tiktok.
  • Criminal

    1
    By ADK307
    My purchase power dropped from around 1400 to 300 for no reason. I’ve never missed a payment and in fact have usually payed off my debts early. I tried to reach out to see what happened but the app help system is Byzantine and designed in a way to keep customers from getting a hold of someone.
  • Scammed

    1
    By 123457892452
    Giving a 1 star because I’ve been needing help since December because I got scammed & now it’s in collections since no none & there mom knows what there doing smh.
  • Love Affirm

    5
    By Cyimkat
    Best way to shop. Keeps track of everything. I order so much thru here and never had one single problem . Everything always delivered on time and it easy to use. Better than all the other credit card places.
  • Unusable and bloated

    1
    By somethinorother
    Whoever developed this app should be fired. It’s bloated, has a terrible UI, and half the time things don’t even work in the app (e.g., shopping within the app is nearly impossible because it always says “link expired” even though it’s a fresh link each time you tap??????). Get developers who know how to design an app or just shut the whole company down.

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