I just downloaded this app I am already experiencing issues. Trying to enter the first debt, click to enter the due date, I am taken to a blank page where the only option is “Save.” I click to go back, and am provided with an error message. This has happened 5 times & still unable to enter even ONE debt. The app is “clunky,” at best. At worst: waste of money.

This app doesn’t do anything but show you what your pay off date is by you adding everything to it. You have to pay in order to use their snowball method. I can write my debt on a piece of paper for all that. Go get the EVERYDOLLAR APP BY RAMSEY. Much better ✌🏻

They market this as FREE but it’s only free for 2 or less debts. Then you need to “upgrade to Pro” which includes everything advertised as free ( snowball method, payoff options, unlimited number of debts,etc.) Just be transparent about the pro version because it’s more cost efficient than other well known apps on the market. Pros: simple to use. Plug in the numbers and the app does the calculations to include a snowball method. A plus is not having to link accounts (for added security). Seeing the decreasing debt and nearing/hitting payoff dates is a feeling like no other. Cons: Can’t adjust balances if the debt amount increases/decreases. Ex. If you paid a little more or added a charge on a credit card. You can change the total amount but my experience has been it throws off the payoff calculation terribly, meaning the math wasn’t adding up correctly and there wouldn’t have been a way to fix it but to delete and readd which I didn’t want to do and lose the tracking on my progress. Some weeks later the app caught up and corrected the issue. But I’m hesitant to go through that again. Overall: This has been extremely helpful for me and how my brain works. Budgeting and paying debt is hard enough without having trackers being complicated. This gets to the point. Pay this amount on this date to achieve this result. The end! I started using the savings tracker and plan to try the bill tracker as well.

It’s not what I thought it would be. I paid the 4.99 but I was expecting more.

You can only plug in your debt. Can’t track how you’re doing.

They charge you $5 to essentially use the app. Granted it’s a one time purchase, the only thing you can do is input your debt and then stare at it. You can simulate, or even look at payoff dates etc.

Ghhh

I got this app so I could track multiple debts, add extra payments that will snowball to calculate new totals as I pay it down. I should have read prior reviews. The information it gives is in my student loan profile, didn’t even need this if I can’t add in extra payments.

This app is okay, but I wish I had known about the Debt Payoff Planner & Tracker app first. It is much better designed and includes input areas for everything you may encounter with debt balances like promotional interest rates. I had to pay to enter all my debts in this app in order to even see my debt picture. I had buy the other app too though was well worth the cost; it provides everything you need for a successful journey to debt reduction and/elimination. This app needs more input options in order to give you the best financial plan to pay off debts. Too bad I can’t get my money back as I’ll be deleting it and all data within a week of purchase.

You only get to put in two loans with free version.