Credit Karma

Credit Karma

By Credit Karma, Inc.

  • Category: Finance
  • Release Date: 2012-07-18
  • Current Version: 23.13
  • Adult Rating: 4+
  • File Size: 121.83 MB
  • Developer: Credit Karma, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.84675
From 5,856,370 Ratings


Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. • Check your free credit scores – Learn what affects your credit scores and how you can take control. • Credit Karma Money™ Spend – A checking experience* with Early Payday. • Credit Karma Money™ Save – No fees with this interest-bearing savings account. • Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply. • Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.** • Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records. • Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.*** • Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter. • Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).**** • Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more. • Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer. • Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports. Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today. DISCLOSURES Banking services provided by MVB Bank, Inc., Member FDIC. §Not a guarantee of approval. Terms and conditions apply. If you're not approved, you can receive a payment from Credit Karma. Full Terms at *Third-party fees may apply. **Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) ***Karma Drive is not available in all states. Sign in the app for availability. ****Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).



  • App

    By bravesdawgs
    Your app is horrible! Freezes up and if you have your card locked it won’t work so you can use it
  • Good app

    By Unlike pie
    Helped my understand my credit and how to boost it
  • Información no actualizada.

    By Evy 1958
    No actualizan rápido la información. He rendí tarjetas saldas y he bajado balances y no se reflejan hasta semanas o meses después. Me moleta mucho y me afecta el crédito.
  • Great for getting on the right track

    By Charlie Good always wins
    This is a great app to helping monitor your credit usage and spending habits. It’s helped me stay on the right track and keep my priorities over pleasures and I build towards my future goals! Thank you CK
  • Perfect

    By curlsl
    Great way to keep working on my credit
  • Lol use you Lowe’s card for a purchase and get dinged on credit 2 pts

    By 6/z
  • Seedfi/cross river bank

    By 22savvv
    I’ve paid off my loan that was originally with seedfi/cross river bank and SST collected the payment. I was told that it would take 22 days for everything to process between systems. My original contact says when I pay off my loan my funds will be available in several days, it has now been several weeks and counting. I’ve called multiple times and I’ve been told my account is closed but I still have not been paid. The customer service agents seem to be reading the same lies and after the 22 days passed I was told it would be any day now and it’s been a week since then. I will be seeking legal action against all parties involved. Credit karma promoted the loan as something that would help my credit but actually has not. Also credit karma (intuit) brought out seedfi after the fact so they are also are liable for the negligence that is going on.
  • Life changing

    Very helpful tool, thank you so much. Makes credit report viewing and analysis a breeze.
  • Ok

    By ODogg55
  • Dispute

    By Stephiibaybee
    Every time I try to dispute something threw the app it says something went wrong!